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1. Are you a natural tightwad or, to put it another way, are you thrifty? Whether you clip coupons, keep an eye out for sales, eat in more than out or have other ideas for saving money, we want to hear the specifics. So send us your top penny pinching, practical ways to save.

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2. Thank you for participating! To enter to win a $50 Visa gift card, please give us your name and email address.

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