2012-2013 Heartland Insurance Survey

This twenty-six question survey is for Heartland staff that have health insurance through
Heartland. The results will be used to guide the decision making of the insurance committee. If
you do not have health insurance through Heartland, please do not complete this survey. Your
responses are anonymous and will be viewed by the insurance committee. Aggregate results of the
survey will be available to all staff.

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* 1. Please indicate your employment group

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* 2. What is the number of years you have worked for Heartland?

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* 3. What is your age?

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* 4. What type of health insurance are you currently enrolled in?

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* 5. Which health insurance plan are you currently enrolled in?

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* 6. I think my health benefits are equal to or better than those offered by other
employers who hire employees in similar positions to mine.

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* 7. My health insurance plan meets my health insurance needs.

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* 8. What is your level of satisfaction with the drug plan coverage?

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* 9. What is your level of satisfaction with claims processing from Wellmark in the past year?

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* 10. What is your level of satisfaction with customer service from Wellmark in the past year?

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* 11. What is your level of satisfaction with the dental coverage?

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* 12. What is your level of satisfaction with customer service from Delta Dental?

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* 13. What is your level of satisfaction with customer service from Kabel business
services for the flex benefit plan and/or HRA?

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* 14. Discounts are available on eyeglasses through EyeMed (via Delta Dental) and a discount Wellmark plan. Did you take advantage of either of these discount plans?

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* 15. If yes, how satisfied were you with the savings you received?

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* 16. What is your level of knowledge about the Employee Assistance Program
(EAP)?

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* 17. What is your level of satisfaction with the Employee Assistance Program
(EAP)?

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* 18. What is your level of satisfaction with the education you receive about your
benefits?

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* 19. Please rank the following options for benefits education:

  Most preferred Least preferred
Videos on Intranet
Printed materials
Materials via PDF on the Intranet
Connection Articles
Benefits meetings via ICN
In-person benefit meetings in regions

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* 20. If you watched a benefit video on the Intranet in the last year, how helpful did you find it?

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* 21. What is your level of satisfaction with the support provided by Heartland when
you contact human resources regarding BENEFIT related questions?

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* 22. If you are dissatisfied with Heartland's benefit offerings, what would you change?

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* 23. What are the most important aspects of Heartland's benefit offerings that you
would like to remain unchanged?

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* 24. The Wellness Committee would like to know your interest in the availability of healthy snacks for purchase. Please respond to the following statement:
I would buy healthy snacks at the worksite if they were available. (For example: low fat yogurt, low fat milk, dried fruit and nut mix, fresh fruit, pretzels, instead of candy, chips, cookies, cupcakes, etc.)

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* 25. The Wellness Committee would like to know your interest in the availability of financial wellness resources for Heartland employees/spouses. Please rank your level of interest in the following financial wellness resources.

  Definitely interested Somewhat interested Not at all
Lunch and Learn
Online Resources
Reduced Cost Debt Reduction
Budgeting
Reduced Cost Financial Counseling

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* 26. Heartland is considering offering a Voluntary Supplemental Life insurance policy for eligible employees, spouses and/or dependent children. This would allow you to purchase additional life insurance at group rates for yourself, your spouse/and or your children. 15% of eligible employees must enroll in Employee Supplemental Life in order to offer this coverage.
- Employees: Choose up to $100,000 without medical questions.
- Spouse: Choose up to $25,000 without medical questions.
- Children: Choose up to $10,000 of eligible dependent child coverage.

Rates will be based on your age, and coverage for children would be for infants 14 days to age 19, or to age 25 if a full time student. No coverage for active military.

Employees: Sample cost for $100,000 coverage
- $5.00 per month for a 34 year old
- $9.00 per month for a 44 year old
- $23.00 per month for a 54 year old

Spouse: Sample cost for $25,000 coverage
- $1.25 per month for a 34 year old
- $2.25 per month for a 44 year old
- $5.75 per month for a 54 year old

Children: Sample Cost
- $1.50 per month regardless of the number of children in the household
- $1,000 coverage for an infant (14 days to 6 months)
- $10,000 coverage for a child (6 months to 25 years)

Based on the above information:

The Insurance Committee appreciates your feedback and will take your responses into consideration when planning the new year's benefit choices. Thank you!

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