How debt-conscious are you?

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1. When it comes to making monthly payments, I:

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2. If I use credit cards, I:

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3. As far as my credit score goes, I:

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4. I’m using more than ____ percent of my total available credit limits.

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5. I know ____ of my account interest rates.

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6. The last time I bought a big ticket item, I paid for it:

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7. When I think about my debt, I:

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8. I tend to carry a balance from everyday purchases like groceries:

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9. The last time I refinanced or finished paying on a loan, I:

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10. If I were to ask someone who knows me well how thoughtful I am about incurring new debts, he or she would probably say:

How to score:

Add up which response you have the most of: As, Bs, Cs or Ds.

Once you have your letter, click the "Check your score" button below to view the results.

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