Interest rate
|
|
|
|
|
|
|
Redraw facility (Allows you to take money back out of the mortgage you have already paid off)
|
|
|
|
|
|
|
Offset facility (A bank account that if you keep money in, it counts as if you have already paid that amount off your mortgage)
|
|
|
|
|
|
|
Portability (The ability to ‘move’ the mortgage with you if you move home)
|
|
|
|
|
|
|
An overall package including credit card/insurance discounts
|
|
|
|
|
|
|
Good customer service
|
|
|
|
|
|
|
Swift approval and processing times when applying
|
|
|
|
|
|
|
Easy to use online banking platform
|
|
|
|
|
|
|
Low Fees
|
|
|
|
|
|
|
Low documentation requirements
|
|
|
|
|
|
|