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1 Minute life assessment
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1.
Name
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2.
Phone #
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3.
Email
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4.
For a young, middle class family with two infant children it is probably best for them to get:
(Required.)
As much cash value life insurance as their budget allows so that they can use the cash values to supplement their income at retirement
Level term insurance because they can get more death benefit for the same or lower premium.
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5.
Over the long run (30 years) which strategy is most likely to generate the best ROI (assuming the same deposits)?
(Required.)
Whole life insurance with dividends invested at interest.
Whole life insurance with dividends buying Paid Up Additions.
Index Universal Life utilizing S&P 500 Index account
Buying 30 Year Level Term and investing the difference in S&P Index mutual funds
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6.
Life insurance is best viewed as:
(Required.)
An investment that offers safety of principal
A hedge against income disruption caused be premature death
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7.
In what circumstance is it advised to buy life insurance on a dependent child?
(Required.)
Any time, as long as the child is healthy
When the parent or guardian is uninsurable
Never
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