What if anything were possible?

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* 1. What prevents you from investing for retirement?

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* 2. At what age did you start thinking about saving for retirement?

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* 3. Do you think starting to invest for retirement earlier in life is important? Why or why not?

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* 4. How does your current financial situation impact your ability to invest for retirement?

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* 5. What other financial priorities or obligations do you have that take precedence over retirement savings?

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* 6. How do you prioritize different financial goals, such as paying off debt, saving for a down payment on a house, or investing for retirement?

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* 7. Do you have any financial goals or milestones that you want to reach before you start investing for retirement?

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* 8. Do you feel that you have access to enough resources or information to help you start investing for retirement earlier in life?

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* 9. How confident are you in your ability to manage your own retirement investments?

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* 10. What role, if any, do personal beliefs or values play in your decision not to invest for retirement?

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* 11. How do you think your culture influences your saving or investment behavior?

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* 12. Do you believe that there are cultural or societal expectations that influence how people approach retirement planning in your community and what are they?

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* 13. Do you feel that your culture or community provides sufficient education and resources to help individuals save for retirement?

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* 14. Do you think that the financial services industry in South Africa is culturally sensitive and inclusive of diverse perspectives on retirement planning?

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* 15. Are there any cultural barriers or challenges that prevent you or others in your community from investing for retirement?

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* 16. Are you expected to take care of your parents when they retire?

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* 17. Have you ever faced a conflict between your religious beliefs and investment decisions?

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