Introductory Section

Welcome to the CHIP 2.0 Program Application!

The Columbus Housing Improvement Program (CHIP) provides no-cost home repairs to eligible homeowners in Columbus, Indiana, ensuring long-term sustainability and safety of housing stock.

Program Details:
  • Maximum assistance per home: $20,000
  • Covers specific essential repairs: new roof, HVAC replacement, external entry ADA modifications, water heater replacement, and radon mitigation.
  • Funded homeowners must reside in the home for at least 36 months to avoid reimbursing the program for repairs made.
  • Contractors will be chosen by the program administrator using a competitive bid process.
  • All homes will have an inspector evaluate the home after an application has been accepted for the program in order to scope potential improvements.
  • The program administrators, in conjunction with the inspector, decide which repairs are viable and how best to allocate funds for each home.
  • The inspector will also inspect any improvements made under the program to ensure they align with the bidded work.

Eligibility Criteria:
Household Income: Must be at or below 120% of the Area Median Income (AMI) for Columbus, Indiana, which is figured according to:

Household Size 120% AMI
1 Person $85,850
2 Person $98,100
3 Person $110,400
4 Person $122,650
5 Person $132,450
6 Person $142,250
7 Person $152,050
8 Person $161,900

Applicant must:
  • Live within Columbus city limits.
  • Own the home and have home insurance.
  • Not live in a floodplain as defined by this map.
  • Applicant must agree to live in the home for at least 36 months after improvements. A lien will secure this agreement and if you choose to sell during that time you will have a prorated amount recovered during the sale closing process.
Important Notes:
  • Priority for the program will be given to those who are disabled, veterans, seniors (age 50+), single mothers, and those with the lowest incomes.
  • Applications are scored based on eligibility criteria, and for any ties or cut offs, funding will be awarded in order of application date.
  • In order to be considered all required documentation must be included with application.
  • Timeline: Program to conclude by September 2026 or until funding has been obligated.
Before you Begin:

Question Title

* 1. I understand that I will need to submit the following documents to complete my application: