1.In the last 2 years in respect of my Public and, or Employer Liability premiums I have experienced:

No change

A modest premium increase

A modest premium decrease

A noticeable premium increase

A noticeable premium decrease

A significant premium increase

A significant premium decrease

2.When accessing an insurance quote or cover, I have:

Had no difficulty accessing multiple quotes

A limited number of underwriters willing to quote

2 underwriters willing to quote

1 or none willing to quote

3.How important are premium reductions, greater competition and, or, better access to affordable cover for you and your business/organisation?

Very important

Important

Somewhat important

Not important at all

4.Broadly speaking do you believe you have materially benefited from the Government's insurance reform agenda to date?

Yes

No

5.Have you had a claim in the past 2 years?

Yes

No

6.In recent years, has your insurer:

Increased excesses

Added new exclusions

Both

Neither

7.Do you believe claims are dragged out or brought into litigation unnecessarily to increase legal costs?

Yes

No

8.Do you believe insurers when they say they are passing on savings to customers?

Yes

No

9.Do you believe it is appropriate or necessary for personal injury award (compensation) levels to be increased at this time?

Yes

No

10.Please add you email address here if you would be prepared to tell your story publicly. Otherwise leave blank.