Member Feedback: Additional Late Night ACH File Deliveries to Start in September 2022

Nacha recently released ACH Operations Bulletin #2-2022. It provides information regarding a new delivery window available for ACH Entries. This is simply a collaborative effort between Nacha and the ACH Operators. This bulletin does not introduce any new Rule requirements. It provides no new Same Day ACH windows. It simply provides increased availability for daily file delivery.
 
Please read the ACH Operations Bulletin #2-2022 and complete our short survey below to assess the impact of the Bulletin on your current and future Operations. This information will be shared in an article prior to the mid-September effective dates.
1.Because it’s not a Rules requirement, do you expect this new file delivery time to change your processes?
2.Will the new late-night file delivery streamline operations by reducing the items received in the regular morning file?
3.Will your core provider automatically get these files when distributed at 11:30 p.m.?
4.What impact, if any, will this have on your practices around early credit funds availability (i.e., potential for Saturday early funds availability)?
5.Do you have any thoughts on any future impacts this new window may have? (i.e., potential new same day window ahead, early Saturday funds availability, others)
Demographics
6.Institution Type:
7.Asset Size