Homebuyer Education Learning Check Module #5 - The Closing Question Title * 1. Name Question Title * 2. Phone Number Question Title * 3. Email Question Title * 4. When you are buying your home, what will verify that the property boundaries (as recorded with the County) match what is outlined in the purchase contract description? Inspection report Appraisal Survey Title search Question Title * 5. The Title Company is a neutral third party that handles the closing. They represent: The seller of the property The buyer of the property The lender The buyer and the seller of the property Question Title * 6. The lender will require this type of insurance to protect against financial loss if a flaw in the title is found after the home has been purchased: Liability insurance Hazard insurance Title insurance Survey insurance Question Title * 7. If the home you are buying has a lien, (someone has a legal claim of money owed to him or her by the seller) this will be found during the: Appraisal Inspection Survey Title search Question Title * 8. True or False: You will need to bring a blank check to your closing meeting with the title company. You will need to write a check, as the amount of money you need to close is not yet known. True False Question Title * 9. True or False: Your closing disclosure is the same as the loan estimate, so you can sign the closing disclosure document without reading it over: True False Question Title * 10. You will sign this at closing. It represents your promise to pay the lender: Purchase contract Deed of trust Note Survey Question Title * 11. True or False: It is a good idea to bring a blank check to your closing meeting with the title company. This will allow you to sign-up for automatic payments and ensures your mortgage is always paid on time: True False Done