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* 1. If I couldn't pay my electricity bill on time the first thing I would do is (choose one response)?

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* 2. I know what I spend my money on

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* 3. Before I buy something I will think about if I can afford it 

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* 4. If I am thinking about borrowing money, I know to look at the interest rate and other costs being charges and whether I can afford the repayments

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* 5. I know how much money I owe other people and organisations 

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* 6. I know about NILS (No Interest Loan Scheme) loans

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* 7. I have set myself a money goal and will work towards achieving it

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* 8. I know how to do a money plan (budget)

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* 9. I will try and save money for big bills and emergencies

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* 10. If I am struggling with debt, I know where to get free, confidential and independent help

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