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* 1. Name

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* 2. Phone

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* 3. Email

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* 4. As reviewed in the module on Goal Setting, when writing out your SMART Goals, you want to make sure they are “M”:

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* 5. The method used in the video on Debt Reduction, which slowly lowers your debt by tackling one debt at a time is called:

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* 6. As discussed in the module on Credit, the Fair Credit Reporting Act allows you to get a free credit report once a year from all three credit bureaus. What website do we recommend to access these reports?

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* 7. The most important factor, worth 35% in how our credit score is calculated, is based upon:

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* 8. A late payment of more than 30 days on an account reported to the credit bureaus can lower our credit score by how many points?:

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* 9. In the Budgeting module, we suggest that the most effective way to build your savings, no matter to what extent you budget, is:

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* 10. The key(s) to budgeting successfully is/are:

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* 11. Reviewing purchases and asking, “Is this a Want or a Need?” can help eliminate excess spending. A common area many people consider cutting back on to adjust their budget is:

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* 12. You have achieved goals in the past. What is something that helped you to be successful that you can rely on again?

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* 13. What was your biggest “A Ha” from the workshop? Or What is something you are going to begin doing now to reach your Financial Goals?

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