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* 1. Name

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* 2. According to the video, you should only use a credit card for emergencies.

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* 3. The difference between a debit card and a credit card is that a debit card is for borrowing money you do not yet have, and a credit card is tied to your checking account.

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* 4. It is difficult to get a credit card.

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* 5. Not paying your bills has a negative effect on your credit reputation.

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