Lenders
1.
What type of financial institution are you?
National Bank
State Bank
National Savings & Loan
State Savings & Loan
Credit Union
Brokerage Firm
Insurance Company
Other
2.
Does your institution originate/fund mortgage loans?
Yes
No
3.
If Yes, what is the maximum debt-to-income (DTI) ratio you would consider when issuing a mortgage loan?
Under 30%
Between 30-39%
Between 40-49%
50% or higher
No DTI limit
N/A or Other
4.
Does your institution make available any government-backed loans?
Yes
No
5.
If so, please describe.
6.
Does your institution make available construction loans?
Yes
No
7.
If so, what is the maximum debt-to-income (DTI) ratio you would consider when issuing a construction loan?
Under 30%
Between 30-39%
Between 40-49%
50% or higher
No DTI limit
N/A or Other
8.
Does your institution fund any affordable/or public housing projects?
Yes
No
9.
If so please describe.
10.
Might your institution be interested in participating in the proposed Rent Subsidy program (new concept based on rent subsidization that is equitable for tenants and landlords alike)?
Yes
No
11.
Might your institution be interested in serving in a thought-leadership role regarding the above mentioned program (specially serving on the Rent Subsidy Fund management team)?
Yes
No
12.
Would you agree to have mortgage payments deferred during an emergency (such as Covid-19 pandemic) if the loan were externally guaranteed?
Yes
No
13.
Does your institution offer ESG (Environmental, Social, and Governance) initiatives?
Yes
No
14.
If Yes, please describe.
15.
Regarding the proposed Rent Subsidy Act (RSA), specifically, what do you “like” about it—especially the part mentioning the role of lenders like yourself?
16.
What do you “dislike” about the proposed RSA? Please feel free to include your suggestions for improvement, especially suggestions that would benefit lenders like yourself.
