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HMH 2020 year Health Benefit changes

The employer made changes to the Medical and Dental 2020 plans that were not reasonably comparable.  Overall, the cost of plan and the benefits available were not comparable to the 2019 plan. We filed this grievance in 11/19 when the changes were announced.  the arbitrations are scheduled as follows: 5138 9/1/21; 5030 10/4/21; 5058 rescheduling.

Below are the list of changes.  ANSWER RELEVANT QUESTIONS ONLY.    The arbitrations are coming up next month. Please respond no later 8/30/21. 

Medical/Dental Plan changes that increased from 2019 to 2020. 

1.      Deductibles for Premium Plus and Premium Plan increased.
a.      Premium plus tier 2 increased to $1500/3000 from $750/$1,500.
b.      Premium plus tier 3 increased to $2000/$4000 from $1,000/$2,000.
c.      Premium plan tier 2 increased to $3000/$6000 from $1,000/$2,000.

2.      Maximum Out of Pocket increased.
a.      Tier 2 premium plus increased to $4000/$8000 from $3500/$7000.
b.      Tier 2 premium plan increased to $5000/$10,000 from $4500/$9000.

3.      Dental deductible for PPO increased to $100/ $200 from $50/$100.

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* 1. Contact info

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* 2. Local Union

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* 3. In 2020, did you delay health care for you or your family because of the increase costs to deductibles, maximum out of pocket costs or other increased medical costs?

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* 4. Premium Plus plan tier 2:   In 2020, did you pay more for your deductible than $750 (individual)/$1,500 (family)?

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* 5. Premium Plus plan tier 2: In 2020, did you pay more in Maximum Out of Pocket costs than $3500 (individual)/$7000 (family)?

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* 6. Premium Plus plan tier 3: In 2020, did you pay more for your deductible than $2000 (individual)/$4000 (family)?

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* 7. Premium Plan tier 2: In 2020, did you pay more for your deductible than $1,000 (individual) /$2,000 (family)?

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* 8. Premium plan tier 2: in 2020, did you pay more in Maximum Out of Pocket costs than $4500 (individual)/$9000 (family)?

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* 9. Dental PPO plan:  in 2020, did you pay more for deductible than $50 (individual)/$100 (family)?

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* 10. Did you have any life events (pregnancy, COVID, extended illness, etc.) that increased your insurance use, or increase out of pocket expenses not covered by the insurance?

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* 11. In 2020, did any of your existing doctors state that they no longer accepted your insurance?  

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* 12. If you checked yes to any of the questions above, please write a detailed statement including the amount of your costs in 2020. Be prepared to provide EOB’s or other proof of the increased costs. Your local union representative will follow up on this survey. 

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* 13. In 2020 were you enrolled in the tuition reimbursement program? 

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