Open Season Quiz: Test Your Knowledge!

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* 1. What is a referral?

Your primary care doctors written approval for you to see a certain specialist or to receive certain services

A discount you receive for health care services

Services or benefits for which the health plan makes either partial or full payment subject to any applicable deductible

Enrolling into any FEHB program

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* 2. Flexible spending accounts (FSAs)

Reduce premiums for services obtained within the plans network

Are owned by the plan provider and do not allow you to withdraw funds at your own discretion

Are only available to participants of high deductible health plans (HDHP)

Let you set aside money before taxes to cover eligible medical, pharmacy, dental and vision expenses offered with the HMO or FFS/PPO plans

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* 3. What is in-network treatment?

Services provided only in specified geographic regions

Receiving treatment from the doctors, clinics, health centers, hospitals, medical practices and other providers with whom your plan has an agreement

Services provided at a urgent care center or emergency room

Treatment paid by your doctor or specialist

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* 4. A premium is the amount you pay to see a certain specialist or receive certain services.

True

False

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* 5. Preferred provider organizations (PPO) give you the choice of using doctors and other providers within the plans network (the PPO benefit) or using ones outside of the plans network

True

False

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* 6. Open Season is the only time of the year outside of a qualifying life event (QLE) where individuals eligible for FEHB programs can enroll, or if already enrolled, change their enrollment.

True

False

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* 7. By participating in the Commuter Benefits program individuals who uses public transportation, park in a private garage, carpool, can save money by lowering their taxable wages?

True

False

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* 8. What type of health plan provides care through a network of physicians or hospitals within a particular geographic or service area?

Health Maintenance Organization (HMO)

Fee for Service Plan (FFS)

High Deductible Health Plan (HDHP)

Consumer Driven Health Plan (CDHP)

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* 9. What type of plan allows you to choose your physicians, hospitals and other health care providers?

Health Maintenance Organization (HMO)

Fee for Service Plan (FFS)

High Deductible Health Plan (HDHP)

Consumer Driven Health Plan (CDHP)

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* 10. What plan allows you to spend up to a certain amount and then you assume higher cost sharing going forward?

Health Maintenance Organization (HMO)

Fee for Service Plan (FFS)

High Deductible Health Plan (HDHP)

Consumer Driven Health Plan (CDHP)