Energy CU Financial Literacy Survey

1. Everyone wins when we're informed about our finances.

We are committed to helping our members achieve their financial goals and make informed decisions. Your participation in this survey will provide valuable insights into your financial knowledge and needs, enabling us to better support you with tailored resources and programs. The survey will only take a few minutes, and your responses will be kept confidential. Thank you for contributing to our continuous efforts to enhance financial literacy within our community!

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* 1. Please enter your first name.

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* 2. Please enter your last name.

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* 3. Please enter your account number.

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* 4. How confident are you in understanding the following financial products: lines of credit, credit cards, loans, and mortgages?

Extremely confident

Very confident

Somewhat confident

Not so confident

Not at all confident

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* 5. How confident are you in understanding investment options such as stocks, bonds, mutual funds, and retirement accounts?

Extremely confident

Very confident

Somewhat confident

Not so confident

Not at all confident

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* 6. Do you find it easy to find information about financial products and services?

Very easy

Easy

Neither easy nor difficult

Difficult

Very difficult

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* 7. How often do you create and follow a budget for your personal expenses?

Always

Usually

Sometimes

Rarely

Never

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* 8. How confident are you that you have enough funds set aside for an emergency?

Very Confident - I have more than 3 months of living expenses set aside for emergencies

Somewhat Confident - I have more than 2 months of living expenses set aside for emergencies

Neutral - I have one month of living expenses set aside for emergencies

Somewhat Unconfident - I have less than one month of living expenses set aside for emergencies

Very Unconfident - I have no funds set aside for emergencies

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* 9. How confident do you feel about making financial decisions?

Extremely confident

Very confident

Somewhat confident

Not so confident

Not at all confident

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* 10. How often do you feel stressed about your personal finances?

Never

Rarely

Sometimes

Usually

Always

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* 11. Do you have clear financial goals for the next year, such as saving for a major purchase, reducing debt, or investing?

Yes

I don’t know

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* 12. Are you currently contributing to a retirement savings plan?

Always

Usually

Sometimes

Rarely

Never