Definitions:
Land use policies – rules that state how a piece of land can be used by its owner
Zoning laws – rules about what type of buildings can be built on a particular piece of land. If these rules are unfair, that might be discrimination. Questionable or discriminatory practices can exclude specific types of development based on arbitrary or discriminatory reasoning.
Occupancy standards/health and safety codes – rules that keep certain types of families from being able to find safe housing. For example, rules that don’t let families with children live in a certain apartment building are illegal. Health and safety codes that discriminate against individuals with certain health conditions also are considered a barrier to fair housing. If someone won’t let you rent from them because of your health or mental health challenges, that may be illegal.
Mortgage lending/Deposits – Lending practices that discriminate against individuals on the basis of race, sex, national origin, elderliness, familial status, disability, source of funds, sexual orientation, or military status are illegal. If a lender or bank charges you more money because of your race, class, age, disability, where you were born, or your type of family, that is illegal.